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The Medicare surtax is now in place.  Now if an individual makes more than $200,000 or a couple makes more than $250,000, there is a 3.8% tax on the sale of the house.  The home sales are considered investment income. 
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According to Jamie Dimon, in a crisis “You learn the good and the bad about people and that’s invaluable to find out who those people are. Invaluable.”  Remember this when you are in a crisis of your own.
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TBWSDailyShow:
Appraisals-True market value has been the lowest price the seller is willing to take and the highest price the buyer is willing to pay.  Now the market value is the price the appraiser is willing to bring the property in at.  This is lower than the seller is willing to take and lower than the buyer is willing to pay.  This is because of the lag in using comps that are 6 months old or more.  Since there have been few purchases, and those were low, in the last year, the market value of the appraisal is low and a good buy.
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TBWSDailyShow:  The national AMC Costar has set the rates for appraisals- $450 for conventional appraisals and $475 for the other ones.  This will allow lenders to close loans a bit faster since they won't need to redo the bottom line they charge for the fees if things change.

Have you changed your vacation message?
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TBSWDailyShow:
In 2013 the average time a homeowner would stay in their home was 13 years, in 2009 it was 20 years.  The average time an agent would stay in real estate is 5 yrs.  Therefore if you are not an average agent, market to your past clients because while they may not be buying homes, they know people who are in the market for new digs.  On average 30% of buyers are first time buyers and 63% are repeat buyers.  The average age  of a first time buyer is 31 and the average age of a repeat buyer is 53.  88% of buyers use the Internet, 85% use real estate agents, 55% call on yard signs, 45% go to open houses, 30% (and dropping) check newspapers and only 19% check the real estate magazines.  Therefore, maximize your marketing dollars and market where buyers put their eyes.
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TBWSDailyShow:
There is a growing consensus among the Fed members to end QEIII before the unemployment rate hits 6.5%.  That is why interest rates have blipped up recently.
Created by Fraunhaufer Institute- an app to open door locks.  The app uses something called NFC-near field communications-most smart phones already have this ability.  It is a lot like the supra key.

Corsera.org- take the world's best courses online for free from the world's best universities.
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TBWSDailyShow:
Paradigm shift from foreclosures to short sales.  There are 13.5 million homes under water on as a conservative estimate.  Therefore, look to market to those home owners for sales in this year.
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For the first time federal regulators are writing regulations concerning borrowing, that loans can no longer be written for more than 43% of the borrower's income.  No jumbo or balloon loans.
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Tweet for 10 minutes a day between 1p and 3p Monday through Thursday.  Change it up, avoid being salesy with every tweet.  Have fun, ask questions.  Spend 5 minutes replying to old tweets.  Use Google Analytics to track the number of visitors to your site.  Experiment to see what happens and what works for your business.
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Check out Revestor mobile app for better real estate investor decisions.
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The first attack on the mortgage interest deduction has come.  Families with income of $350k or higher will pay $500 more in taxes in 2013.
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TBWSDailyShow:
New CFPB regulations:  NO DOC loans are now not allowed.  Neither are NO interest loans, NO Negative Amortization loans, loans over 30 yrs, no debt to income (gross income) ratio over 43%, and not balloon payments.
However, the borrower is still allowed to sue the lender if they can not pay on the loan because of the poor spending decisions of the borrower. Again, the Gov't has removed personal accountability!  (This is nuts.)