Mortgages Harder to Get

TBWS:

FHA is financing fewer loans and conventional mortgages are up the same amount.  So, expect your buyers to get more conventional loans than FHA loans.

The average credit score of accepted home buyers is 750, far above the score of most buyers in any age range.

(It will be harder for your buyers to get loans.  Prepare them ahead of time so that you both succeed.  Work with a mortgage loan officer to help your potential buyers raise their credit score.)
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MoneyNews:

The US will have its credit rating down graded again in 2013 if we experience the fiscal cliff.  The whole world economy will increase by only 1.7% in 2013.  This means most countries are in the red or heading there instead of growing and decreasing their debt.  The US credit rating was dropped from AAA to AA+ on Aug. 5, 2012 by Standard and Poor.  On top of that, the percentage of people in the  middle class is declining.  This will allow fewer people to own homes.
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HousingWire:

FHFA may start helping Fannie Mae and Freddie Mac go after strategic defaulters.  Strategic defaulters are those home owners who walk away from homes when they are able to afford the payments.  "The Inspector General suggests the FHFA begin to routinely gather info related to deficiencies at the GSEs. After analyzing the data, the FHFA should then manage the deficiency collection process."

Watch out, the Feds are coming for you if you walk away, but can afford the payments.