https://www.youtube.com/watch?v=h6M3PsghaI4&list=PLfA33-E9P7FC0AoARnMLvgFgESJe4_Ngs
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San Francisco-based Top Agent Network filed suit Monday in U.S. District Court for the Northern District of California against Zillow (Z), alleging theft of its proprietary trade secrets to create the highly touted “Coming Soon” feature. -- Trey Garrison in HousingWire
http://www.housingwire.com/articles/31854-top-agent-network-sues-zillow-alleging-fraud-stolen-trade-secrets
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Shared and taken by unknown!!!! Home in Serbia
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For six years the Fed has bought trillions of dollars’ worth of U.S. Treasuries and mortgage-backed securities in an attempt to jump-start the U.S. economy. As a result, its balance sheet has increased to a record 25% of the nation’s gross domestic product—higher than at the end of World War II or at the heart of the Great Depression. Attention has already shifted to future interest-rate hikes, the next logical step in this dreaded tightening cycle, which the market believes will begin somewhere between the middle of next year and the beginning of 2016. -- Brad Hoppman in Uncommon Wisdom Daily
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Trulia: Markets Where Obama Won in 2012 Have Lowest Housing Affordability
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To put this into numbers, John Burns Real Estate Consulting reported that college debt is increasing by 6% every year and heavy college debt will reduce real estate sales by 8% for this year. -- Brena Swanson in HousingWire
http://www.housingwire.com/articles/31878-this-chart-shows-exactly-how-student-debt-blocks-housing
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The U.S. Federal Housing Finance Agency (FHFA) announced this month that it plans to reduce down-payment requirements on guaranteed mortgages to 3 percent from 5 percent to spark the sagging home market. -- Dan Weil in Money News
http://www.moneynews.com/StreetTalk/Schwartz-risks-easy-mortgages/2014/10/27/id/603438/?
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Shared and taken by John Brody, Louvre
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Perhaps more concerning, the number of Americans who own their own home, mortgaged or not, continues to slip.
The homeownership rate of 64.4% was 0.9 percentage points lower than the third quarter 2013 rate (65.3%) and 0.3 percentage points lower than the rate last quarter (64.7%). -- Brena Swanson in HousingWire
http://www.housingwire.com/articles/31860-census-bureau-homeownership-continues-to-drop
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Real gross domestic product -- the value of the production of goods and services in the United
States, adjusted for price changes -- increased at an annual rate of 3.5 percent in the third quarter of
2014, according to the "advance" estimate released by the Bureau of Economic Analysis. In the second quarter, real GDP increased 4.6 percent. -- From the Department of Commerce
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Shared and taken by John Brody, Stone Mansion on Canal in Bruges, Belgium
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30 Year Fixed: 3.990%
|
APR 4.189%
| |
15 Year Fixed: 3.125%
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APR 3.349%
| |
7/1 ARM: 3.000%
|
APR 3.289%
| |
5/1 ARM: 2.750%
|
APR 2.949%
| |
FHA 30 Year Fixed: 3.500%
|
APR 5.249%
| |
Jumbo 30 Year Fixed: 3.875%
|
APR 3.979%
| |
Jumbo 15 Year Fixed: 3.375%
|
APR 3.649%
| |
Jumbo 7 year ARM: 3.250%
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APR 3.436%
| |
Jumbo 5 year ARM: 2.875%
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APR 3.219%
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| VA: 3.625% | APR 5.869% |
Sam Thompson, NorthPoint Mortgage
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Nat'l Real Estate Post:
FHA is sitting on half a billion in unclaimed refunds. If you, or anyone you know, have had an FHA mortgage, you may be eligible for a refund-- http://www.hud.gov/offices/hsg/comp/refunds/index.cfm
State Attorneys General are unregulated when it comes to lobbyists. They can accept all kinds of "donations" to their campaigns. Maybe the banks should have had this strategy when they were being sued be everybody and their dog.
http://thenationalrealestatepost.com/ags-taking-bribes-to-look-the-other-way/?
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Shared and taken by Werner Polwein, Berlin, Regierungsviertel
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