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The Obama Administration is directing, via executive action, the Federal Housing Administration to reduce annual mortgage insurance premiums by 50 basis points, from 1.35% to 0.85%. -- Trey Garrison in HousingWire http://www.housingwire.com/articles/32533-its-official-obama-to-direct-fha-to-cut-mortgage-insurance-premiums
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Shared and taken by Dieter Birr, Cloister Hirsau/hunting lodge
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One notable result in the December survey is that the share of consumers believing that it would be easy to get a mortgage exceeds those saying it would be more difficult to get a mortgage by the widest amount in the survey’s history.
“While this is a welcome signal, softness in consumer attitudes that drive housing demand will make for a subdued recovery and should persist absent more meaningful and sustained gains in household income,” Duncan said. -- Trey Garrison in HousingWire http://www.housingwire.com/articles/32529-fannie-mae-consumers-not-confident-on-housing-investment
-------------------------------------------Mortgage rates began 2015 by sliding even further below 4% as bond yields dropped amid concerns about the economy. -- Brena Swanson in HousingWire http://www.housingwire.com/articles/32540-freddie-mac-mortgage-rates-begin-2015-at-record-lows
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Shared by Valentina Cirosola, taken by Nuestro Planeta Azul, This was Europe around midnight !!!
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Homebuilders are lauding the Federal Housing Administration’s news that it is reducing the annual mortgage insurance premiums by 50 basis point.
While the news isn't good for private mortgage insurers who have been happily raking in market share gains at the expense of the government agency, the homebuilders are a different story, a Seeking Alpha article said.
The announcement is positive for first-time homeowners since it is projected that this reduction will translate into a $900 reduction in their annual mortgage payment. -- Brena Swanson in HousingWire http://www.housingwire.com/articles/32550-will-homebuilders-benefit-from-lower-fha-premiums
-------------------------------------------Nat'l Real Estate Post:
The one realtor in the US with FFA approval. http://thenationalrealestatepost.com/1-realtor-gets-drone-approved/?
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Shared by Uros Kralj, taken by sinisa majetic, Takanori Aiba's Amazing Bonsai Tree House Miniature Sculpture tokyogoodidea.com
(this is a detail edited by me, you can view base image in full resolution on i.imgur.com/zPXTzWn.jpg
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Best performing cities with map
http://www.theblaze.com/stories/2015/01/10/read-this-report-and-youll-conclude-the-future-belongs-to-texas-california-and-the-rocky-west/
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Midwest Expected to Take Off in 2015
http://pallynews.com/2015/01/05/a-new-region-to-take-the-lead-in-2015-the-midwest-rises-to-the-top-of-the-housing-recovery/
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Shared by RentLingo
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Despite continuous fluctuations in both the Canadian dollar and U.S. real estate market, securing a mortgage is still a cost-effective option for buyers looking to avoid the high foreign exchange rates associated with all-cash purchases. -- Brena Swanson in HousingWire http://www.housingwire.com/articles/32569-canadians-remain-top-foreign-us-homebuyers
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The MBA's market composite index was up 49.1% on a seasonally adjusted basis for the period ending Jan. 9. Loan application volume has not been this high since November 2008, the Washington-based trade group said.
Refinance activity rose 66% from the prior week, which represents the highest level since July 2013. Meanwhile, the purchase index soared 24% week-over-week, reaching its highest mark in 15 months. -- Evan Nemeroff in National Mortgage News http://www.nationalmortgagenews.com/news/origination/mortgage-app-volume-sees-highest-spike-in-six-years-1043606-1.html?
-------------------------------------------Shared and taken by Destinos Interestantes, Thames River -London
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