Selling properties

For those who are trying to sell anything, if you had a million or billion dollar client, how would you treat them?  Would you return their phone calls and emails?  Would you take as much time with them as they wanted in order to make them feel comfortable?  You never know who will create this kind of large sale.  It could be the little old lady who can't hear very well, but has numerous properties with which she needs help.  It could be the guy in the ratty, old pickup who owns hundreds of acres or several businesses.  It could be the naive 20 something who has wealthy, doting relatives and doesn't know how to express  him or herself.  Until you spend time with the people, whether on the phone or face to face, you don't know what their situation is.  If you blow off the unassuming or get annoyed with the annoying people, you may be shooting yourself in the foot.  As my favorite mortgage loan guys said on TBSWDailyShow: 

Thomas Edison said, "Genius is 1% inspiration and 99% perspiration. Do you have an active plan for growing your business? Samuel Goldwyn said, "The harder I work the luckier I get". Babe Ruth, "It's hard to beat a person who never gives up". Gary Keller, "One scoop of talent is not as valuable as 10 scoops of tenacity". What are you going to do about your business this next year? Make a plan and stick to it. No matter how good you are at the paperwork in your business, without converting prospects to clients, your income is lower. Never delegate your lead generation activities. Marketing ideas are like diets. Which one works? All of them do if you just do it.

So remember, all people are valuable.  It is your responsibility to take the time to find out which ones are mutually beneficial.  And it may be in ways you don't even imagine.
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Foreclosure starts dropped dramatically starting in September when the first of the 14 day notices in writing were sent as required by the National Mortgage Settlement.  These notices are now required prior to referring a loan to foreclosure.  This does not mean foreclosures are permanently down.-Kerri Panchuck in HousingWire.
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1 in 3 people say they would be open to getting home mortgage loans at Walmart according to a Carlyle and Gallagher Consulting Group survey.  And almost 1/2 would consider getting one from PayPal.  Costco already gives mortgages.
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Progressives are now pushing for a financial transaction tax.  George Soros is for it.  Therefore, I must be against it!
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G-fees (guaranty fees) will be increasing nationally, per FHFA.  The bill has passed the House of Reps.  However, five states will also be increasing their fees Connecticut, Florida, Illinois, New Jersey and New York.  This is to cover the longer mortgage default processes. 
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"If you argue for your limitations, you will keep them."  Gary Keller
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FHA will sell 40,000 distressed home loans next year.   There will be 10,000- 15000 loans sold in the first quarter.  They will mainly be in CA, GA, FL, OH. -CMlynski@housingwire.com